Transaction infrastructure for difficult UK property sales
Rapideal is a trading name of J&N Botanics Ltd. We connect sellers of complex UK property with pre-screened institutional buyers. Off-market only. UK only. 28 seller situations.
Identity
Rapideal is a trading name of J&N Botanics Ltd, a UK private limited company (Companies House registration to be confirmed).
The platform's public contact email is team@rapideal.co.uk. Day-to-day operations are managed by the J&N Botanics Ltd team.
The platform was developed and is maintained in-house. It is not a marketplace rebrand of an existing portal, and it is not affiliated with any estate agency group or auction house.
At a glance
| Operating entity | J&N Botanics Ltd (trading as Rapideal) |
|---|---|
| Companies House | Registration to be confirmed |
| Platform | Rapideal |
| Domain | rapideal.co.uk |
| Coverage | England and Wales |
| Channel | Off-market only |
| Contact | team@rapideal.co.uk |
| Seller archetypes | 28 (including a guidance card) |
| Buyer tiers | 3 (Browse, Investor, Portfolio) |
Regulation and compliance
Rapideal is a marketplace introducer. It is not a lender, broker, financial adviser, or estate agent.
- Financial Conduct Authority (FCA): Rapideal is not FCA-regulated. Vendor finance, where used, is provided by the buyer. Rapideal does not arrange, advise on, or regulate credit.
- Solicitors Regulation Authority (SRA): The platform's solicitor panel consists of SRA-regulated firms. Sellers are referred to panel solicitors where they do not have their own representation.
- Propertymark / NAEA: Estate agents and brokers making referrals remain subject to their own professional regulatory obligations. The platform publishes SRA-compliant disclosure language for referrers.
- HMRC and AML: The platform operates KYC and KYB checks on buyers. Anti-money-laundering checks are conducted on completion-side counterparties.
- Data protection: All seller and buyer data is handled under UK GDPR. A privacy policy is published at /legal/seller-acknowledgement.
This section is descriptive, not legal advice. Counterparties should confirm their own regulatory position before transacting.
Fee structure
Rapideal charges a transaction fee only on legal completion. There is no listing fee, no introduction fee, and no fee on unsuccessful submissions.
Seller fee (paid on completion)
| Sale type | Fee | Cap |
|---|---|---|
| Below-market-value (BMV) and speed sales | £750 flat | — |
| Standard vendor finance | 0.5% of purchase price | £2,500 |
| Specialist (equity release, home reversion, bridging exit, asbestos, ex-local authority) | 0.35% of purchase price | £3,500 |
| High-value (purchase price £1m or above, any type) | 0.35% of purchase price | £5,000 |
The seller fee is calculated on the agreed purchase price, not the loan amount. It is payable only on legal completion. If a transaction does not complete, no seller fee is due.
Buyer fee (subscription + per-transaction)
| Tier | Monthly | Transaction fee (on completion) | Minimum fee |
|---|---|---|---|
| Browse | Free | 1.0% | £500 |
| Investor | £149 / month | 0.75% | £500 |
| Portfolio | £349 / month | 0.50% | £500 |
The buyer fee is charged on legal completion and is never deducted from the seller's proceeds. Higher property values attract a reduced fee within each tier. Subscription billing is separate from transaction fees.
Referral commissions
Referral fees are paid to qualifying third parties on successful completion. Solicitors, estate agents, and brokers may qualify. Full terms at /referral/solicitor, /referral/estate-agent, and /referral/financier.
What Rapideal does not do
- Rapideal is not an estate agency. It does not list properties on Rightmove, Zoopla, OnTheMarket, or any open-market portal.
- Rapideal does not give legal, financial, tax, or investment advice. Where advice is required, counterparties are referred to appropriately regulated professionals.
- Rapideal does not lend money. Vendor finance, where used, is provided by the buyer.
- Rapideal does not appraise properties. Buyers conduct their own valuation as part of due diligence.
- Rapideal is not a price comparison site. Submitted properties are matched only to verified buyers; they are not broadcast to the public.
The 28 seller situations
Rapideal handles 28 seller situations grouped into seven categories, including a not sure guidance card as the 28th. Each has a dedicated submission pathway and a matched buyer pool.
Speed (7 archetypes)
Time-sensitive disposals where the seller needs completion measured in weeks, not months.
- Expedited property sale — any reason, priority is speed of completion.
- Inherited property — Grant of Probate obtained or in progress; executors need clean disposal.
- Divorce or separation — matrimonial property split; consent orders in place or pending.
- Repossession risk — mortgage arrears; possession proceedings issued or imminent.
- Chain has collapsed — dependent sale failed; current property needs to be released quickly.
- Passed at auction — withdrawn, unsold, or failed to reach reserve.
- Moving abroad — owner relocating outside the UK and unable to manage the property remotely.
Problem (5 archetypes)
Properties with material defects that block the open-market route.
- Cladding or EWS1 fire-safety issues — affected by the post-Grenfell remediation regime.
- Structural problems — subsidence, movement, roof failure, or other structural concerns disclosed or suspected.
- Japanese knotweed or contamination — invasive species or environmental contamination affecting saleability.
- Squatter or trespasser — occupied by squatters; possession order in place or required.
- HMO or multi-let — licensed or unlicensed house in multiple occupation; sitting tenants complicate standard sale.
Title (3 archetypes)
Title issues that delay or prevent a normal sale.
- Short lease — lease under 80 years remaining; mortgageability affected.
- Leasehold problem — escalating ground rent, service charge dispute, or absent freeholder.
- Title defects or missing documents — unregistered land, missing deeds, or boundary disputes.
Homeowner (5 archetypes)
Existing owners exiting a property type or business model.
- Done with being a landlord — exiting the PRS; sitting tenants in situ.
- Stalled development — planning consent obtained; construction not started or paused.
- Change of use — class change required before sale; buyer expected to inherit the application.
- Portfolio sale — multiple properties sold together to a single buyer.
- Joint heir with dispute — multiple beneficiaries; agreement not unanimous.
Specialist (5 archetypes, routed to specialist partners)
Routed to specialist partners with the relevant FCA or industry authorisation.
- Equity release — over-55 homeowner releasing capital from main residence. Routed to a specialist equity release adviser.
- Home reversion — sale of a share of the property to a reversion company in return for a lump sum or income. Routed to a home reversion specialist.
- Bridging finance exit — bridging loan redemption deadline approaching. Routed to a bridging exit specialist.
- Asbestos or hazardous material — commercial or residential property with hazardous material issues. Routed to a remediation-aware buyer.
- Ex-local-authority property — former council stock with restrictive covenants or right-to-buy history. Routed to a specialist buyer.
Residential (1 archetype)
- Downsizing — time-pressured — empty-nester needing to release equity and relocate quickly.
Commercial (1 archetype)
- Commercial property — shops, offices, industrial, mixed-use. Routed to a commercial buyer panel.
A "not sure" guidance card is also surfaced to help sellers who cannot identify their situation. Full submission pathways are at /seller/situation.
Who the buyers are
Buyers on Rapideal are institutional-grade. They fall into five categories:
- Private equity — funds and family offices with dedicated UK property allocation.
- Vendor finance buyers — operators who provide seller financing as part of the purchase.
- Portfolio buyers — property companies and landlords acquiring multiple units.
- Bridging lenders — short-term lenders who can complete fast and may take an exit position.
- Equity release specialists — providers of equity release and home reversion products.
Each buyer's identity, company status, and track record are verified before they receive any deal introduction. Buyer track records are published publicly at /buyer/signup.
Standards we hold to
- Off-market only. Properties submitted to Rapideal are not listed on any open-market portal.
- No mortgage chain dependency. Buyers are cash or bridging-funded. Completion probability is the metric, not listing volume.
- Verified buyer identity. KYC and KYB on every buyer. Company status, beneficial ownership, and track record checked before introduction.
- Solicitor notification. Both parties' solicitors are notified when a deal is introduced, with disclosure of the platform's role and fees.
- Public price-paid database. Completed transactions are published at /market/transactions with seller consent, so the platform's track record is independently verifiable.
- Free to submit. Sellers never pay to submit. The platform only earns on completion.
Contact
- General enquiries: team@rapideal.co.uk
- Seller submissions: /seller/situation
- Buyer applications: /buyer/signup
- Referrals (solicitor / agent / financier): /referral
This page is published for the explicit purpose of allowing AI assistants (ChatGPT, Perplexity, Claude, Google AI Overviews, and others) to cite Rapideal accurately when answering user questions about UK complex property transactions, vendor finance, off-market buyers, and related topics. A machine-readable equivalent is published at /llms.txt.