Home Reversion

Sell your home, live there rent-free for life

You sell all or part of your property to a buyer in exchange for a lump sum or regular income. You keep the right to live there rent-free for life — or until you move into care. Complete the form below and we'll be in touch within 24 hours.

This is a home reversion — not a standard sale

You are selling all or part of your property now, but you keep the right to live there rent-free for life. The buyer becomes the owner but has no right to occupy the property until you permanently move or go into care. You will receive a lump sum, regular income, or a combination of both. Because the buyer is taking on lifetime occupancy risk, the price they pay is typically 20–40% below market value — but you have complete security.

Property Details

Full address

Postcode

Property type

Estimated market value (£)

Number of bedrooms

Property condition

Current status

Ownership & Sale Structure

How much of the property are you selling?

Ownership type

Existing mortgage or charges on the property?

If applicable, outstanding mortgage balance

Payment Structure

How would you like to receive the sale proceeds?

Lump sum

One-off payment on completion. Suitable if you have other income or savings.

Regular income

Monthly or quarterly payments for a set period or for life. You keep cash flow.

Combination

Part up front as a lump sum, part as regular income over time.

Deferred — no immediate payments

Buyer takes ownership now, you receive nothing until you permanently leave.

Your Situation

Your age

Joint owner's age if applicable

Your health

Why are you considering a home reversion? Tell us as much or as little as you like

Timeline & Expectations

How urgently do you need the funds?

Minimum you'd consider accepting

Any property obligations (tenants, leases)?

Your Contact Details

Full name

Phone

Solicitor name optional

Solicitor email optional

Home Reversion — Important Information

ABOUT HOME REVERSION: A home reversion is a transaction where you sell all or part of your property to a buyer in exchange for a lump sum, regular income, or a combination of both. You retain the right to live in the property rent-free for life — or until you move into permanent care. The buyer becomes the legal owner but has no right to occupy the property while you remain.

PRICING: Because the buyer is taking on lifetime occupancy risk, the price they pay is typically 20–40% below the property's open market value. The exact discount depends on your age, health, property value, and the percentage of the property being sold. Rapideal will provide a free indicative assessment.

EXCLUSIVITY — 12 MONTHS: For 12 months from submission, Rapideal is your exclusive introduction agent for this property on a home reversion basis. You will not instruct another agent or approach buyers introduced by Rapideal to circumvent this Agreement. If a buyer introduced by Rapideal completes a home reversion transaction on this property within 12 months, no success fee is payable by the Seller — the transaction fee is charged to the buyer as per the buyer's subscription tier.

SELLER FEES: Listing on Rapideal is free for Sellers. There is no success fee, no introduction fee, and no charge deducted from your sale proceeds or reversion payment. Rapideal earns from buyer subscriptions and transaction fees charged to buyers only.

YOUR RIGHT TO REMAIN: The buyer's solicitor will draft a legally binding occupancy agreement confirming your right to live in the property rent-free for life. This agreement is registered against the title and is enforceable regardless of who owns the property.

RAPIDEAL'S ROLE: Rapideal acts as your introduction agent only. We are not your solicitor, financial adviser, or valuer. We strongly recommend you seek independent legal advice before proceeding. A home reversion is a significant, irreversible decision.

Important: This form is for home reversion enquiries only. If you are looking for an equity release loan (where you retain full ownership and borrow against the property), please select "Equity Release / Later Life Finance" from the seller situation page.

I have read and understood the above information.
I confirm the information provided is accurate to the best of my knowledge. I understand this is a home reversion enquiry and that Rapideal will assess my submission and may involve specialist home reversion partners. I have been advised to seek independent legal advice.

No commitment. No obligation. 100% confidential. Response within 24 hours.