Tax treatment of vendor finance for the buyer
How vendor finance is treated for tax: stamp duty land tax, income tax on instalments, capital gains tax on disposal.
What this guide covers
- SDLT on vendor finance
- Income tax on instalments
- CGT on disposal
- Record-keeping
- When to take advice
Why this matters
This is part of Rapideal's ongoing investor education programme. Matched-only marketplaces like Rapideal generate off-market deal flow that you won't see on Rightmove or Zoopla. The topics in this guide reflect questions we hear from our investor network every week — the kind of underwriting detail that determines whether a deal makes money or doesn't.
If you have a specific deal you want to talk through — cladding pricing, lease extension economics, vendor-finance structuring, portfolio acquisition underwriting — our team can work through it with you. Request access to see live deals matching your criteria.
See live deals matching your strategy
Pre-screened. Matched to your criteria. Direct vendor contact.
Request investor access →